{"id":42721,"date":"2023-05-03T08:22:13","date_gmt":"2023-05-03T08:22:13","guid":{"rendered":"https:\/\/www.automakersnews.cz\/?p=42721"},"modified":"2023-05-03T08:22:13","modified_gmt":"2023-05-03T08:22:13","slug":"ckp-nejstarsi-aktivni-skodni-udalosti-je-70-let","status":"publish","type":"post","link":"https:\/\/www.automakersnews.cz\/index.php\/2023\/05\/03\/ckp-nejstarsi-aktivni-skodni-udalosti-je-70-let\/","title":{"rendered":"\u010cKP: Nejstar\u0161\u00ed aktivn\u00ed \u0161kodn\u00ed ud\u00e1losti je 70 let"},"content":{"rendered":"<p><strong>V\u00fdplata z pojistn\u00fdch ud\u00e1lost\u00ed v r\u00e1mci povinn\u00e9ho ru\u010den\u00ed m\u016f\u017ee prob\u00edhat i n\u011bkolik des\u00edtek let. Od dopravn\u00ed nehody vedouc\u00ed k nejd\u00e9le st\u00e1le vypl\u00e1cen\u00e9 rent\u011b ze \u0161kodn\u00ed ud\u00e1losti, uplynulo nyn\u00ed v dubnu p\u0159esn\u011b 70 let. Vypl\u00fdv\u00e1 to ze statistik \u010cesk\u00e9 kancel\u00e1\u0159e pojistitel\u016f.<\/strong><!--more--><\/p>\n<p>Sta\u010d\u00ed chvilka nepozornosti a nehoda je hned. Na \u0159adu p\u0159ich\u00e1z\u00ed poji\u0161\u0165ovna, kter\u00e1 zajist\u00ed od\u0161kodn\u011bn\u00ed po\u0161kozen\u00e9mu v r\u00e1mci povinn\u00e9ho ru\u010den\u00ed z poji\u0161t\u011bn\u00ed vin\u00edka u\u017e do n\u011bkolika dn\u016f. V p\u0159\u00edpad\u011b \u0161kody na majetku, kdy se v\u011bt\u0161inou zaji\u0161\u0165uje oprava po\u0161kozen\u00e9ho vozidla, se jedn\u00e1 v\u011bt\u0161inou o jednor\u00e1zovou v\u00fdplatu \u0161kody, v p\u0159\u00edpad\u011b \u00fajmy na zdrav\u00ed je situace slo\u017eit\u011bj\u0161\u00ed.<\/p>\n<p>\u201eP\u0159i \u0161kod\u011b na zdrav\u00ed m\u016f\u017ee doch\u00e1zet dle rozsahu \u0161kody k \u00fahrad\u011b bolestn\u00e9ho, od\u0161kodn\u011bn\u00ed zt\u00ed\u017een\u00ed spole\u010densk\u00e9ho uplatn\u011bn\u00ed, v\u00fdplat\u011b renty \u010di p\u0159\u00edsp\u011bvku na v\u00fdpomoc v dom\u00e1cnosti. To v\u0161e je standardn\u011b kryto povinn\u00fdm ru\u010den\u00edm vin\u00edka nehody. Hrazeny jsou i l\u00e9ky, pobyt v nemocnici \u010di rehabilita\u010dn\u00edch za\u0159\u00edzen\u00edch apod. Pokud souvis\u00ed s \u00fajmou na zdrav\u00ed po nezavin\u011bn\u00e9 dopravn\u00ed nehod\u011b. N\u00e1klady zde tedy neb\u00fdvaj\u00ed jednor\u00e1zov\u00e9, ale mohou b\u00fdt rozlo\u017een\u00e9 do del\u0161\u00edho \u010dasov\u00e9ho obdob\u00ed podle pot\u0159eb po\u0161kozen\u00e9ho,\u201c vysv\u011btluje Veronika Pilkov\u00e1, tiskov\u00e1 mluv\u010d\u00ed \u010cKP.<\/p>\n<p><strong>Vypl\u00e1c\u00ed se i za pojistn\u00e9 ud\u00e1losti z 50. let<\/strong><\/p>\n<p>V\u00fdplata pojistn\u00fdch ud\u00e1lost\u00ed m\u016f\u017ee prob\u00edhat i des\u00edtky let po vzniku dopravn\u00ed nehody v p\u0159\u00edpad\u011b dlouhodob\u00fdch n\u00e1rok\u016f spojen\u00fdch s trval\u00fdmi n\u00e1sledky po\u0161kozen\u00fdch. \u201eZ aktu\u00e1ln\u00edch statistik \u010cesk\u00e9 kancel\u00e1\u0159e pojistitel\u016f vych\u00e1z\u00ed, \u017ee nejstar\u0161\u00ed st\u00e1le vypl\u00e1cen\u00e1 pojistn\u00e1 ud\u00e1lost se v\u00e1\u017ee k dopravn\u00ed nehod\u011b z 1. dubna 1953 a letos od n\u00ed tedy uplynulo 70 let. Po\u0161kozen\u00e9mu je vypl\u00e1cena pravideln\u00e1 m\u011bs\u00ed\u010dn\u00ed renta,\u201c prozrazuje Petr Jedli\u010dka, pojistn\u00fd matematik \u010cKP.<\/p>\n<p>A\u010d je tato ud\u00e1lost nejstar\u0161\u00ed, nen\u00ed jedin\u00e1, kterou poji\u0161\u0165ovny z 50. let vypl\u00e1cej\u00ed. \u201eZ dopravn\u00edch nehod z tohoto obdob\u00ed poji\u0161\u0165ovny st\u00e1le vypl\u00e1cej\u00ed dal\u0161\u00ed 4 pojistn\u00e9 ud\u00e1lost\u00ed s o\u010dek\u00e1vanou v\u00fdplatou ve v\u00fd\u0161i 229 tis. K\u010d. Evidujeme tak\u00e9 pojistn\u00e9 ud\u00e1losti ze 60. let, konkr\u00e9tn\u011b 22 pojistn\u00fdch ud\u00e1lost\u00ed s o\u010dek\u00e1vanou v\u00fdplatou ve v\u00fd\u0161i 2,5 mil. K\u010d,\u201c dopl\u0148uje Petr Jedli\u010dka.<\/p>\n<p><strong>Kdy\u017e nem\u00e1 \u0159idi\u010d povinn\u00e9 ru\u010den\u00ed, vypl\u00e1c\u00ed \u0161kody \u010cKP<\/strong><\/p>\n<p>Od\u0161kodn\u011bn\u00ed za pojistn\u00e9 ud\u00e1losti jsou vypl\u00e1cen\u00e9 od poji\u0161\u0165oven, ale co v p\u0159\u00edpad\u011b, \u017ee vin\u00edk nehody nem\u00e1 sjednan\u00e9 povinn\u00e9 ru\u010den\u00ed? \u201eBohu\u017eel ani takov\u00e9 situace nejsou ojedin\u011bl\u00e9. \u010cesk\u00e1 kancel\u00e1\u0159 pojistitel\u016f \u0159e\u0161\u00ed ka\u017ed\u00fd m\u011bs\u00edc p\u0159es 200 autonehod, kter\u00e9 zavin\u00ed nepoji\u0161t\u011bn\u00fd \u0159idi\u010d,\u201c \u0159\u00edk\u00e1 Vladim\u00edr Krejzar, \u0159editel likvidace \u010cKP.<\/p>\n<p>I kdy\u017e se z valn\u00e9 \u010d\u00e1sti jedn\u00e1 jen o po\u0161kozen\u00fd automobil, i v t\u011bchto p\u0159\u00edpadech \u010d\u00e1stka zpravidla vystoup\u00e1 na des\u00edtky tis\u00edc K\u010d, v p\u0159\u00edpad\u011b \u0161kod na zdrav\u00ed u\u017e se jedn\u00e1 o statis\u00edcov\u00e9 nebo dokonce milionov\u00e9 \u010d\u00e1stky. \u010cesk\u00e1 kancel\u00e1\u0159 pojistitel\u016f je zde od toho, aby po\u0161kozen\u00fd nemusel \u0161kodu na nepoji\u0161t\u011bn\u00e9m vin\u00edkovi vym\u00e1hat s\u00e1m a \u0161kodu po\u0161kozen\u00e9mu vyplat\u00ed. Nemluv\u011b o p\u0159\u00edpadech, jako jsou ty, kde se vypl\u00e1c\u00ed od\u0161kodn\u00e9 i n\u011bkolik des\u00edtek let a \u010d\u00e1stka se tak \u0161plh\u00e1 na milionov\u00e9 \u010d\u00e1stky. Nepoji\u0161t\u011bn\u00e9 \u0161kody \u010cKP \u0159e\u0161\u00ed od 1. ledna 2000, a i z tohoto roku jsou do dne\u0161n\u00edho dne ze strany \u010cKP st\u00e1le otev\u0159en\u00e9 p\u0159\u00edpady s finan\u010dn\u00edm pln\u011bn\u00edm.<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>V\u00fdplata z pojistn\u00fdch ud\u00e1lost\u00ed v r\u00e1mci povinn\u00e9ho ru\u010den\u00ed m\u016f\u017ee prob\u00edhat i n\u011bkolik des\u00edtek let. Od dopravn\u00ed nehody vedouc\u00ed k nejd\u00e9le st\u00e1le vypl\u00e1cen\u00e9 rent\u011b ze \u0161kodn\u00ed <a class=\"mh-excerpt-more\" href=\"https:\/\/www.automakersnews.cz\/index.php\/2023\/05\/03\/ckp-nejstarsi-aktivni-skodni-udalosti-je-70-let\/\" title=\"\u010cKP: Nejstar\u0161\u00ed aktivn\u00ed \u0161kodn\u00ed ud\u00e1losti je 70 let\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":4,"featured_media":42724,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-42721","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/www.automakersnews.cz\/index.php\/wp-json\/wp\/v2\/posts\/42721","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.automakersnews.cz\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.automakersnews.cz\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.automakersnews.cz\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.automakersnews.cz\/index.php\/wp-json\/wp\/v2\/comments?post=42721"}],"version-history":[{"count":0,"href":"https:\/\/www.automakersnews.cz\/index.php\/wp-json\/wp\/v2\/posts\/42721\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.automakersnews.cz\/index.php\/wp-json\/wp\/v2\/media\/42724"}],"wp:attachment":[{"href":"https:\/\/www.automakersnews.cz\/index.php\/wp-json\/wp\/v2\/media?parent=42721"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.automakersnews.cz\/index.php\/wp-json\/wp\/v2\/categories?post=42721"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.automakersnews.cz\/index.php\/wp-json\/wp\/v2\/tags?post=42721"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}